Scred

Scred is an on-line community-leaning cost balancing application that tracks shared experiences and debts within a pool of friends. Scred will work out all the intricate shared disbursements between a user and his/her friends and tell one precisely what amount of expenditure each person is obligated to. In other words it helps you to track what you owe to your friends and what they owe to you. It can deal with transactions in multiple currencies, thereby effectively work out the rates and provide assortment of tools to handle pool of friends. A great advantage of Scred is that it can be used on a mobile phone also and can work even without an internet connection. The developers of Scred have display an aim to improve its services persistently and in this effort it has included a feedback section which welcomes ideas, suggestion, disparagement, and praises of the users about the services of the Scred. This section has been divided into three categories, namely suggestion, problem, and comments, and three targets, namely web interface, mobile Scred, and functionality. The users can choose as per their need and requirement. It has a blog section wherein the company regularly updates and adds the related and important information. As a public beta, Scred was launched in 2007, but as an open public service, it was introduced recently in February 2008. It was developed by Fishpool Creations which is a Finland-based Web Design & IT Consultant Shop. The site provides a very effective cost balancing tool to evenly share the expenses with the friends, spouse, or associates. With a large number of users, the site is currently considered amongst the prominent community-oriented costs balancing service. Although Scred is very much like many other applications available on the Internet to provide a cost balancing tool, but there are two exclusive features that segregates the Scred from its competitors. Its capacity to handle transactions in multiple currencies, taking into account variable exchange rates is a feature which Scred executes to perfection. Furthermore, Scred proffers an off-line Java based version for mobile phones that easily gets synchronized with the main server and can be used without the Internet connectivity. Scred provides a very simple yet colorful look. With only few but sufficient information available on the homepage, the site generates a very clean look. To grab most of the attention, all the contents are highlighted with green color. With a “find more” option available on the homepage, only 4-5 features are mentioned about the site using bold text in black color. Different pictures are used to show different occasions that may require cost balancing. At the top corner, log in feature is available and all the other necessary contents are displayed on the lower side. The website offers an easy navigation through all the contents providing a clean and unfussy layout. The registration process starts by asking for the user’s name, e-mail address, first name, last name, country, default currency, password, and no credit card details are required. The process is entirely similar as required by any other site. A user needs to verify the confirmation mail sent to his email address. Just after this process, the user is directed to the personal page wherein the user can select the required pool from the pools page and can invite friends to form his pool or can join an already formed one. All the basic features of Scred are totally free of cost. The site also does not contain any exasperating advertisements. With variety of exclusive features, Scred has something very unique that can be very useful for travelers, students, activity groups, and all types of communities. With its concept of “pools”, it offers a variety of quality services to record shared experiences and debt with friends, partners, and associates.