BillBaba provides its users with a collection of tools that help them manage personal bills. The application maintains an ongoing payment history so the user can review past payments whenever they need to. Analytics tools allow the user to analyze how they spend their money to see where funds are going or not going. Money that has been lent our or borrowed from someone else can also be tracked and managed. BillBaba maintains payment schedules so the user never misses a payment. The user is free to create reminders for anything they want. Once users have made a payment, they can mark the item as paid by visiting the BillBaba website, accessing a direct link provided via email, reply to the reminder email with a text or by using the Facebook application.
BillBaba is the product of a group of fun loving people who wanted to solve problem the average person encounters every day, week and month: how to pay bills. The application is designed to provide the user with all their bill payment information in one convenient location. The user could also monitor progress towards a financial goal and spending habits using BillBaba’s planning and reporting features. The team hopes to push BillBaba into becoming a popular one-stop shop for all bill-related issues.
Many personal finance management applications offer similar features to those offered by BillBaba. Although it is not terribly original, it is certainly a functional, competitive alternative. Users may find the ability to create reminders for anything an appealing option. The user can stay in control and set up a system of saving and spending that works for them and is managed by BillBaba. The flexibility of the application is what makes it so appealing to almost anyone.
BillBaba has a very gentle style that gives it a warm, welcoming feeling. A new user is greeted by pastel green and yellow and soft shades of blue along with hints of cartoon-esque style hidden within the interface. Drop down menu items glide smoothly, providing the user with access to each function available. The application is very easy to use, especially for those who find financial matters challenging to manage on their own.
To create a BillBaba account, a new user can click the orange “Get Started” button found along the left hand side of the homepage. The form on the following page asks the user to provide an email address and password. The user must also check the small box at the bottom of the form to confirm their acceptance of the BillBaba terms of service. After completing the form and submitting it, the user is automatically logged into their account. A small blue button is also available on the form for users who prefer to sign in with a Facebook account.
The cost of BillBaba is another appealing characteristic that many users can really appreciate. Anyone can sign up for an account and use BillBaba for free. There are no subscription fees and the user never has to make any purchases or pay any other fees. The site’s founder, Amit Saxena, stated in an interview that the site will include links to the paid financial planning services offered by the company. This is how they will cover the costs of the site and turn a profit without charging the user for BillBaba’s services.
BillBaba.com is a financial planning tool for anyone who needs to organize their personal bills. The application is intended primarily for the average person in search of a way to manage their personal debts and savings. The user can include monthly bills such as rent, utility and loan payments as well as any funds lent out or borrowed between friends and relatives.